Terms of Use

Last Updated: 2026-03

Acceptance of Terms

By accessing or using CoverageByBrian.com (the “Site”), you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use this Site.

Who We Are

CoverageByBrian.com is operated by Brian Domingos, an independent insurance agent affiliated with USA Benefits Group.

References to “we,” “us,” or “our” refer to CoverageByBrian.com and Brian Domingos.

For questions, contact:
📧 [email protected]

Purpose of the Site

This Site is provided for informational and lead-generation purposes only. It is designed to allow users to:

Request a free coverage review

Submit a needs analysis

Schedule an insurance consultation

Nothing on this Site constitutes legal, financial, or medical advice.

No Guarantee of Coverage or Rates

Insurance coverage, pricing, eligibility, and availability depend on individual circumstances, underwriting requirements, and state regulations.

Submission of information through this Site:

Does not guarantee coverage

Does not guarantee pricing

Does not create an insurance contract

Coverage decisions are made by insurance carriers, not by CoverageByBrian.com.

Independent Agent Disclosure

Brian Domingos is an independent insurance agent and is not affiliated with any single insurance carrier. Recommendations are based on available options and individual eligibility.

User Responsibilities

By using this Site, you agree that:

Information you provide is accurate and truthful

You will not submit false or misleading information

You will use the Site only for lawful purposes

We reserve the right to refuse service or communication if misuse is suspected.

Communications Consent

By submitting information through this Site, you may consent to receive communications from CoverageByBrian.com, Brian Domingos, and related service providers by phone call, email, and text message.

Text messages may include responses to your inquiries, follow-up messages regarding your coverage review request, appointment confirmations or reminders, insurance-related service updates, requests for additional information, and promotional or marketing messages if you separately opt in to receive them.

Message frequency may vary. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us directly at [email protected]/.

Wireless carriers are not liable for delayed or undelivered messages.

This Site and related services are intended only for individuals 18 years of age or older.

Intellectual Property

All content on this Site, including text, graphics, logos, and design elements, is the property of CoverageByBrian.com or its licensors and may not be copied, reproduced, or distributed without permission.

Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites.

Limitation of Liability

CoverageByBrian.com shall not be liable for any direct or indirect damages resulting from the use of this Site or reliance on information provided through it.

Changes to These Terms

We may update these Terms of Use at any time. Changes will be posted on this page with an updated effective date.

Governing Law

These Terms of Use are governed by the laws of the state in which the agent is licensed and operating, without regard to conflict of law principles.

Privacy Policy

Please review our Privacy Policy to understand how we collect, use, disclose, and safeguard your information. By using this Site, you acknowledge that you have reviewed our Privacy Policy.

Privacy Policy: https://coveragebybrian.com/privacy

Contact Information

📧[email protected]